INSURANCE QUESTIONS & ANSWERS
CHAPPELL INSURANCE AGENCY, INC. AND K & K INSURANCE GROUP
25807-A COX RD PETERSBURG, VIRGINIA 23803
FAX # 804-733-2968
WHO PURCHASES FOR TOURNAMENT INSURANCE?
Individuals who are running the tournament (i.e. Tournament Directors). They must purchase for all the teams participating in the tournament in order to have the tournament covered.
I’VE ALREADY PURCHASE TOURNAMENT INSURANCE AND NEED TO ADD MORE TEAMS. WHAT IS THE PROCEDURE?
You log in to your account and you will have a button to add more teams to the tournament. You can pay there as well.
DOES THE GENERAL LIABILITY POLICY COVER LAWSUITS FROM ATHLETIC PARTICIPANTS?
Yes. This is crucial coverage, which is often excluded on other general liability policies.
ARE WAIVER FORMS REQUIRED IN THE GENERAL LIABILITY PROGRAM?
No. We strongly urge all participants to sign a waiver, but failure to do so will not jeopardize coverage.
IS THE GENERAL LIABILITY POLICY WRITTEN ON AN OCCURRENCE OR A CLAIMS MADE FORM?
An occurrence form. The occurrence form is preferred as coverage is not as broad on the claims made form.
WE OPERATE A CONCESSION STAND AT OUR TOURNAMENT. IS GENERAL LIABILITY COVERAGE INCLUDED?
Yes. General liability includes products liability (sale of food or beverages, excluding alcohol).