IMPORTANT POLICY FEATURES

ACCIDENT MEDICAL EXPENSE BENEFIT
$100,000(Youth) $10,000(Adult) LIMIT ($500 deductible)

The plan pays for covered medical expenses incurred within one year after an accident, to a maximum of $100,000(Youth) $10,000(Adult) per accident for each insured person. The first expense must be incurred within 26 weeks of the accident.

Coverage is provided on a secondary basis. If other collectible insurance is in force, it must be used as primary. If no other coverage is in force, this coverage becomes primary.

Some of the policy exclusions are:

• Losses resulting from being intoxicated or under the influence of a narcotic unless administered on the advice of a doctor;
• Injuries sustained while traveling other than as specially stated in the policy;
• The cost of eyeglasses, contact lenses or examinations for either;
• The cost of dental treatment, except as specifically provided for injuries to sound, natural teeth.
• Fireworks

GENERAL LIABILITY INSURANCE

$2,000,000 per occurrence. Lawsuits are an ever present threat to tournament directors, sponsors, and volunteers. You should insist that this valuable protection be provided for all tournaments in which you are involved.

Some of the policy exclusions are:

• Use of automobiles, watercraft, and aircraft
• Injury of an employee
• Medical Malpractice
• Liquor Liability

TThis general liability policy provides coverage for bodily injury, property damage, and personal injury claims for which you are legally obligated.

Protection is also provided for: Lawsuits brought by Athletic Participants Concession/Souvenir Liability

ADDITIONAL INSURED COVERAGE

If requested, a facility owner, sponsor, or organization can be named as an additional insured at no additional charge. Just complete the Additional Insured Section of the application and a certificate of insurance will be sent to verify coverage.