CHAPPELL INSURANCE

YOUR SPORTS INSURANCE SPECIALISTS…

SPECIALIZING IN SPORTS INSURANCE FOR OVER 43 YEARS

YOUTH & ADULT TOURNAMENT INSURANCE

SOFTBALL TOURNAMENTS

BASEBALL TOURNAMENTS

BASKETBALL TOURNAMENTS

VOLLEYBALL TOURNAMENTS

GENERAL LIABILITY INSURANCE - $2,000,000 per occurrence/$5,000,000 aggregate
ACCIDENT MEDICAL COVERAGE
YOUTH - $100,000
ADULT $10,000


IMPORTANT POLICY FEATURES

  • All teams must be insured. The cost is determined by multiplying the total number of teams playing in the tournament times the appropriate rate plus $25.
  • Coverage extends to make-up dates caused by weather related postponements. Chappell Insurance must be notified in writing within 48 hours following the postponement to receive this credit.
  • Cancellation refunds are not available.
  • Application and check must be postmarked on or before the day prior to the start of the tournament.
  • Verification of the number of teams participating will be made in the event of a claim.
  • Coverage will be provided at the tournament site(s) only. No off premises coverage is included.
  • The maximum term of coverage is seven consecutive days.

ACCIDENT MEDICAL EXPENSE BENEFIT
$100,000(Youth) $10,000(Adult) LIMIT ($500 deductible)

The plan pays for covered medical expenses incurred within one year after an accident, to a maximum of $100,000(Youth) $10,000(Adult) per accident for each insured person. The first expense must be incurred within 26 weeks of the accident.

Coverage is provided on a secondary basis. If other collectible insurance is in force, it must be used as primary. If no other coverage is in force, this coverage becomes primary.

Some of the policy exclusions are:

  • Losses resulting from being intoxicated or under the influence of a narcotic unless administered on the advice of a doctor;
  • Injuries sustained while traveling other than as specially stated in the policy;
  • The cost of eyeglasses, contact lenses or examinations for either;
  • The cost of dental treatment, except as specifically provided for injuries to sound, natural teeth.
  • Fireworks

GENERAL LIABILITY INSURANCE

$2,000,000 per occurrence. Lawsuits are an ever present threat to tournament directors, sponsors, and volunteers. You should insist that this valuable protection be provided for all tournaments in which you are involved.

Some of the policy exclusions are:

  • Use of automobiles, watercraft, and aircraft
  • Injury of an employee
  • Medical Malpractice
  • Liquor Liability

TThis general liability policy provides coverage for bodily injury, property damage, and personal injury claims for which you are legally obligated.

Protection is also provided for: Lawsuits brought by Athletic Participants Concession/Souvenir Liability

YOUTH & ADULT TOURNAMENT INSURANCE RATES

YOUTH - $10 PER TEAM

ADULT - $18 PER TEAM

PLUS A FLAT $25 ADMINISTRATION FEE

ADDITIONAL INSURED COVERAGE

If requested, a facility owner, sponsor, or organization can be named as an additional insured at no additional charge. Just complete the Additional Insured Section of the application and a certificate of insurance will be sent to verify coverage.

This is a brief description of the coverage. Full disclosure of the definitions, exclusions and limitations for this coverage can be found in the master policy. If any discrepancy exists between this description and the policy, the policy will prevail.

Download 2025 Tournament Brochure